Our People
The minds architecting the future of Open Finance and Corporate Treasury in Pakistan.
✦ Co-founder & CEO
Mohsin is a visionary financial inclusion leader and twice-exited fintech founder with over 20 years of experience scaling digital financial services. His expertise in cross-border remittance drives Sarwat's mission to democratize passive income.
✦ Co-founder & CTO
Osama is a full-stack system architect specializing in complex financial modeling. He leads the core engineering hub, translating heavy institutional wealth metrics into seamless, real-time API infrastructures and secure computational engines.
✦ Strategy Advisor
A former SECP Commissioner and DG (Debt) at the Ministry of Finance. With decades of experience bridging regulatory architecture and aggressive fund management (ex-CIO at UBL Funds), he guides Sarwat's strategic vision.
✦ Compliance & Regulatory Advisor
An elite financial crime compliance executive and ex-State Bank of Pakistan regulator with 16 years of GCC and Pakistani banking experience. He anchors Sarwat's AML/CFT and cross-border governance strategy.
✦ Data Protection Officer & Legal Counsel
A specialized legal professional focusing on regulatory litigation and corporate compliance. With direct SECP exposure, she manages Sarwat's data protection metrics, API privacy frameworks, and commercial contracts.