Corporate Treasury Co-Pilot
Sarwat consolidates your bank deposits, mutual fund holdings, and fixed income investments across all institutions — analyzes them against live market data, and co-creates your investment strategy using the AI tools you already trust.
No credit card required. 30-minute demo.
Asset Allocation
- Mutual FundsRs 2,119,977.0055.23% (6 holdings)
- StocksRs 607,700.0015.83% (4 holdings)
- Fixed IncomeRs 500,000.0013.03% (2 holdings)
- GoldRs 278,000.007.24% (1 holdings)
- ForexRs 222,800.005.8% (1 holdings)
- CashRs 111,500.002.9% (1 holdings)
Works with the AI assistants you already use.
Single View across multiple asset managers & asset classes is missing
Fragmented Holdings
Your funds are spread across multiple currencies. Asset classes like Time Deposits, bonds, mutual funds, ETFs and securities are invested in multiple maturity windows. No single view. No consolidated yield picture.
Manual Tracking
Tracking diversified assets on excel sheets is painful and prone to errors. Daily NAVs emails bulge the mailbox and not the profits. Delayed portfolio updates means missed timings.
No Optimization Layer
You know what you hold. You don't know if it's optimal for your liquidity, duration, and risk profile.
One platform. Three capabilities
Holdings by AMC
Across asset types
01 — Consolidate
See every holding. In one place.
Connect your bank deposits, mutual fund portfolios, and fixed income investments across all institutions. Sarwat aggregates holdings, NAVs, maturity schedules, and transaction history into a single, board-ready dashboard.
- ✦Multi-AMC & multi-bank aggregation
- ✦Real-time NAV estimates
- ✦Fixed income & maturity tracking
- ✦Consolidated yield reporting
Sector Exposure
6 of 6 sectors overlap · ~19.4% total overlapped exposure
Your direct stocks and your funds double up in the same sectors — the engine flags the overlap and the yield you could capture elsewhere.
02 — Analyze
Know if your portfolio is optimal.
Our analytics engine benchmarks your holdings against market alternatives, flags duration mismatches, identifies yield leakage, and surfaces rebalancing opportunities.
- ✦Yield benchmarking
- ✦Duration & liquidity analysis
- ✦Concentration risk
- ✦Risk profile alignment
Model a 200 bps rate cut.
Income funds gain ~3.1%. Suggest shifting 10% from money market to lock in duration.
03 — OPTIMIZE
Ask for AI advice. Tune up within risk parameters
Query your portfolio in natural language through Claude, ChatGPT, Gemini, or any MCP-compatible assistant. Every answer arrives as a recommendation with the amount, the timing, and the reasoning behind it.
- ✦Natural language queries
- ✦Scenario modelling
- ✦Rebalancing recommendations
- ✦Export to board format
Your treasury co-pilot for smarter decisions.
Sarwat connects to your portfolio through the Model Context Protocol (MCP). Ask questions in plain English. Get answers with your actual numbers.
What's my weighted average yield this quarter?
Your portfolio's weighted average yield is 19.4% annualized, up 120 bps from last quarter. Driven primarily by reallocation into money market funds.
Am I over-exposed to any single AMC?
Yes. 42% of your holdings are with UBL Funds. We recommend diversifying 15-20% into comparable income funds from other managers to reduce concentration risk.
What's my T+1 liquidity if I need cash next week?
PKR 340M available for T+1 redemption across money market and income funds. This covers 94% of your projected working capital needs.
Powered by MCP. Works with:
Built for the people who answer to the board.
01
Govern
Board-ready reports. Audit trails. Investment policy compliance monitoring.
02
Optimize
Continuous yield analysis. Automated rebalancing alerts. Duration management.
03
Defend
Every recommendation is data-backed. Export the full reasoning behind any AI recommendation for your investment committee.
From fragmented to optimized in three steps.
Connect
Link your existing bank deposits and mutual fund accounts. We aggregate holdings across institutions.
Analyze
Our engine benchmarks, flags risks, and identifies opportunities.
Institutional capability. No institutional cost.
Starter
Assets Connected -Upto 50 MM
PKR 4,999/user/month
What You Get
- ✦Access to Research Platform
- ✦2 Portfolio Licensing
- ✦Single Currency Support
- ✦Multi Asset Management
Professional
Assets Connected - 50MM- 500MM
PKR 7,499/user/month
What You Get
- ✦Access to Research Platform
- ✦3 Portfolio Licensing
- ✦Multi currency Support
- ✦Asset Types -ALL
- ✦Online Support
Enterprise
Asset Connected 500MM +
PKR 11,999/user/month
What You Get
- ✦Access to Research Platform
- ✦10 Portfolio Licenses
- ✦Consolidated reporting
- ✦Investment Committee Reports
- ✦Office Hours Personalized Support
*Terms & Conditions Apply
Built on consent. Governed by regulation.
SECP-Registered
Sarwat operates as a registered financial services technology platform under the regulatory guidelines of the Securities and Exchange Commission of Pakistan (SECP).
Regulatory Readiness
Our infrastructure is designed to meet SECP's evolving Open Finance and Third-Party Provider (TPP) standards, with AISP and PISP capabilities built into the platform.
Consent-Based Access
We access your data only with your explicit, revocable consent. You control what we see.
Bank-Grade Security
OAuth 2.0, mTLS, and FAPI-compliant architecture. Data encrypted in transit and at rest.
Audit Trail
Every data access, recommendation, and action is logged and available for your audit committee.
Managing personal wealth too?
Sarwat powers corporate treasury. For your personal investments, use Finhisaab — our multi-asset portfolio tracker built for individual investors.
Your treasury co-pilot optimized for your risk profile.
See Sarwat on your actual portfolio. Book a 30-minute demonstration.